"Upcoming Payouts" in your Bonsai Payments balance represents the funds from client payments that are currently being processed. Once these funds have been processed, they shift to "In Transit," indicating that they've been already paid out and are on their way to your bank account.” Please note that if you have not added a payout method yet, your funds will remain in "Upcoming Payouts".

How long it takes for the money to move from "Upcoming Payouts" to "In Transit To Bank" depends on your payout schedule. On the Limited Payout schedule, payments will arrive in 7-10 business days from receipt. On the Standard payout schedule, payments will arrive in 2-4 business days from receipt. More about payout schedules in this help article.
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"Estimated By [Date]" in your Bonsai Payments balance is an estimation of when you can expect to see some of your "Upcoming Payouts" funds in your bank account. These funds are an estimation of when to expect the next payment on the account.

Please keep in mind that this date isn't set in stone and might fluctuate (for example, due to bank holidays or delays from banks/payment processors), so payouts could arrive a bit earlier or later than the estimated date.

When you see the status 'In Transit To Bank' in your Bonsai Payments balance, it signifies that the funds are on their way from your Stripe account to your linked bank account. Think of it as money that's en route to your bank. This status indicates that the transfer process is underway, and the funds should arrive in your bank account shortly. The exact timing of when the funds will be available in your bank account may vary (usually within 2 to 5 business days), but this status assures you that your funds are on their way to you.