If you're thinking about signing up to Bonsai, or already have an account and want to get paid online through Bonsai, it's good to know that we support a variety of online and offline payment methods to help you get paid quickly.

The three online payment processors we support are Bonsai Payments, Stripe Payments, and Paypal.

👉 Note that Bonsai makes it easy to pass the payment processing fees onto your client so you receive exactly the amount you invoiced.

Bonsai Payments

Bonsai Payments are supported for users from the US, UK, Canada, and Australia. Because it's the most deeply integrated with Bonsai, it provides faster payouts, better onboarding, and a better client experience compared to Stripe Payments and Paypal.

Bonsai Payments allows you to get paid via credit card, debit card, and ACH. The fees for each of those are the following:

  • Visa or Mastercard: 2.9% + $0.30
  • American Express: 3.25% + $0.30
  • ACH: 1.0 ($1 minimum)

👉 Note that for US accounts, if your account is eligible, "Instant Payouts" can be enabled with an additional 1.5% fee on the payout amount.

Stripe Payments

Bonsai also supports a direct integration with Stripe Connect so you can use your existing Stripe account to get paid. Stripe Payments can be used in any country in which Stripe is supported.

Stripe Payment fees are the following:

  • Visa or Mastercard: 2.9% + $0.30
  • American Express: 3.25% + $0.30
  • ACH: 1.0% ($1 minimum)

Note that all Stripe Payments incur an additional 1% platform fee if you're in a country that's supported by Bonsai Payments (US, UK, Canada, and Australia).

Paypal

Paypal fees are generally 2.9% + $0.30, but note that they vary by country.

Note that all Paypal payments incur an additional 1% platform fee if you're in a country that's supported by Bonsai Payments (US, UK, Canada, and Australia).

Payment methods outside Bonsai

Other payment methods outside of Bonsai, such as Wire Transfer and Mailed Check, are not integrated into Bonsai's platform so any invoice template you send will not automatically be marked as paid upon completion.

If you decide to use these options, Bonsai will simply display the information to your client and you will need to mark your invoice as paid.

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